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    <lastmod>2026-08-22</lastmod>
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      <image:loc>https://equimonet.com/media/images/banking-credit-cycle.webp</image:loc>
      <image:title>The signal was not the rate: how RBI framed the August pause</image:title>
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    <loc>https://equimonet.com/research/what-the-rbi-vrrr-does-and-does-not-say</loc>
    <lastmod>2026-08-22</lastmod>
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      <image:loc>https://equimonet.com/media/images/reliance-refinery.webp</image:loc>
      <image:title>What the RBI’s ₹1.5 lakh crore VRRR does—and does not—say</image:title>
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    <loc>https://equimonet.com/research/the-denominator-change-inside-priority-sector-lending</loc>
    <lastmod>2026-08-22</lastmod>
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      <image:title>The denominator change inside the latest priority-sector lending amendment</image:title>
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